Effective Date: October 01, 2025
Last Updated: October 01, 2025
Welcome to Homeownership Launchpad™, operated by Massive Action Mentality™, (“we,” “us,” or “our”).
These Terms of Service (“Terms”) govern your use of our website, content, courses, programs, and any related products or services (collectively, the “Services”).
By accessing or using our Services, you agree to these Terms. If you do not agree, please do not use our Services.
1. Educational Purpose Only
Homeownership Launchpad™ provides educational content designed to help individuals understand the home-buying process, improve their financial literacy, and make informed decisions.
We are not:
- A mortgage lender or broker;
- A financial, legal, or investment advisor;
- A credit repair, debt relief, or mortgage consulting company.
All information provided through our courses, guides, and materials is general education, not personalized advice.
You are solely responsible for any financial, mortgage, or real estate decisions you make after engaging with our content.
2. No Guarantees or Warranties
While our goal is to educate and empower first-time homebuyers, we make no guarantees that using our Services will result in:
- Loan approval or mortgage qualification;
- Specific financial outcomes or reduced interest rates;
- Home purchase success or real estate profits.
All success examples or testimonials represent individual experiences and should not be interpreted as typical or guaranteed results.
Our Services are provided “as is” without warranties of any kind, express or implied, including but not limited to merchantability or fitness for a particular purpose.
3. Your Responsibilities
By using our Services, you agree that:
- You are at least 18 years of age.
- You will use our content for lawful, personal, educational purposes only.
- You will not reproduce, resell, or distribute our materials without written permission.
- You understand that your results depend on your personal effort, background, and financial situation.
4. Purchases, Payments, and Refunds
Payments for digital courses, eBooks, and memberships are processed securely via Stripe.
By submitting payment information, you authorize us to charge your payment method for the total amount displayed at checkout.
Because our products include instant digital access, all sales are generally final unless otherwise stated.
However, we may offer refunds at our sole discretion if:
- You have not downloaded or accessed course materials, and
- You contact us within 7 days of purchase.
All refund requests should be submitted to: support@homeownershiplaunchpad.com.
5. Intellectual Property
All content within the Homeownership Launchpad™ brand — including text, videos, graphics, design, and trademarks — is owned by or licensed to us.
You may use this content for personal, non-commercial educational purposes only.
You may not:
- Reproduce, resell, or redistribute any materials;
- Remove copyright or trademark notices;
- Create derivative works or claim ownership of our intellectual property.
6. Limitation of Liability
To the maximum extent permitted by law, Homeownership Launchpad™, its owners, and affiliates are not liable for:
- Any financial, real estate, or personal losses resulting from your reliance on our materials;
- Errors, omissions, or delays in content;
- Technical issues, website downtime, or data loss.
You acknowledge that you use our Services at your own risk and agree to hold us harmless from any claims related to your home-buying or financial decisions.
7. No Professional Relationship
Engaging with Homeownership Launchpad™ does not create a professional, fiduciary, or client relationship between you and our company, instructors, or contributors.
We do not provide individualized financial or mortgage advice.
You should consult a licensed mortgage professional, real estate agent, or attorney for personalized guidance.
8. Privacy
Your privacy matters to us.
We collect limited personal information necessary to process payments, deliver digital products, and improve our Services.
For details, please review our Privacy Policy.
9. Third-Party Links
Our Services may contain links to third-party websites for informational purposes.
We are not responsible for the content, accuracy, or practices of these third parties.
Accessing these sites is at your own risk.
10. Updates to Terms
We may update these Terms from time to time to reflect business changes or compliance requirements.
When we make updates, the “Last Updated” date above will change.
Continued use of our Services after updates constitutes your acceptance of the new Terms.
11. Governing Law
These Terms are governed by the laws of the State of New York, without regard to conflict of law principles.
Any disputes will be resolved exclusively in the courts of New York, NY USA.
12. Contact Information
If you have any questions about these Terms, please contact us at:
📧 Email: support@homeowhershiplaunchpad.com
🏢 Mailing Address: 14 Wall Street, 20th Fl, NY, NY 10005